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Is the U.S. consumer economy healthy?
We track 15 economic indicators and combine the 12 most critical into a single score you can understand instantly.
SourceMedium Consumer Health Index (SMCHI)
Your bird's-eye view of American consumer well-being - complex economic data simplified into one easy-to-understand score
💼 Jobs & Income(40% of score)
Can people find work? Are wages keeping up? This is the foundation of consumer health.
Unemployment Rate
Non-Farm Payrolls
Average Hourly Earnings
🛒 Purchasing Power(35% of score)
Is your dollar going as far? We track if prices are rising faster than incomes.
Inflation (CPI)
Core PCE
Real Disposable Income
Retail Sales
💳 Consumer Financial Stress(25% of score)
Are people keeping up with bills? High debt and missed payments are early warning signs.
Consumer Sentiment
Credit-Card Delinquency %
Mortgage Delinquency %
🏠 Additional Context(Not in SMCHI score)
Extra indicators for deeper insight into what's affecting consumer health.
30-Year Mortgage Rate
GDP Growth
Initial Jobless Claims
Debt Service & Delinquencies
Debt-Service Ratio
All-Loan Delinquency %
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🎯💸📉💱🏢🏧💲🏛️📊🏪💰📈🎯💸📉💱🏢🏧💲🏛️📊🏪💰📈
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💼🏠💳💰📈🏦💵😊🛒📊🏭💹💼🏠💳💰📈🏦💵😊🛒📊🏭💹