Payments and finance Official

Xero MCP server

Remote endpoint mcp.xero.com/mcp. Checked September 2026.

Invoices, bills, contacts, bank transactions, and reports such as profit and loss, balance sheet, and aged receivables are what Xero's read-only connectors for Claude and ChatGPT return for one connected organization; overdue invoices and a year-over-year profit comparison are both in reach. The self-hosted open-source package can also create invoices, contacts, and payments.

Xero MCP options

Every fact in a row comes from the publisher's own documentation.

Ways to reach Xero data from an assistant
Option	Audience	Reads or changes	Sign-in	Setup
Xero connector in Claude `https://mcp.xero.com/mcp` Xero	Merchants	Reads profit and loss, balance sheet, cash position, aged receivables and payables, invoices, bills, contacts, purchase orders, bank account transactions, and tracking categories for one connected organization. Read only	OAuth sign-in	Setup guide (opens in a new tab)
Xero plugin for ChatGPT Xero	Merchants	Reports profit and loss, cash position, outstanding invoices, and top customers with flexible date ranges and year-over-year comparisons, linking back to Xero for detail. Read only	OAuth sign-in	Setup guide (opens in a new tab)
Xero MCP Server, self-hosted Xero	Developers	Self-hosted npm package that lists and creates contacts, invoices, credit notes, quotes, items, payments, manual journals, and bank transactions, runs profit and loss, balance sheet, and trial balance reports, and manages payroll timesheets (NZ and UK); needs a Xero developer app. Can write	OAuth sign-in	Setup guide (opens in a new tab)

Connect Xero to your assistant

Each card lists the servers whose setup guide covers that assistant.

Connect Xero to ChatGPT

Xero plugin for ChatGPT (opens in a new tab) Add from ChatGPT's plugin directory (opens in a new tab)

Connect Xero to Claude

Connect Xero to Cursor

Xero MCP Server, self-hosted (opens in a new tab)

Other ways to reach Xero data

Xero Accounting API overview (opens in a new tab)

One MCP server per tool still can't answer a cross-channel question.

Each server brings its own sign-in, its own definition of revenue, and data your assistant can't join to the rest.

SourceMedium connects 63 commerce and marketing sources, keeps one set of maintained definitions, and gives ChatGPT, Claude, and other assistants a single connection to all of it. Xero is not a SourceMedium source today.

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