---
title: "Xero MCP Server: Claude and ChatGPT Setup | SourceMedium"
description: Xero's read-only connectors for Claude and ChatGPT report profit and loss, cash, and receivables; the self-hosted MCP package can also create invoices.
url: "https://sourcemedium.com/mcp-directory/xero/"
type: static
generatedAt: "2026-09-29T01:21:01.000Z"
---

[MCP Directory](https://sourcemedium.com/mcp-directory/) Payments and finance Official
# Xero MCP server

Remote endpoint mcp.xero.com/mcp. Checked September 2026.

Invoices, bills, contacts, bank transactions, and reports such as profit and loss, balance sheet, and aged receivables are what Xero's read-only connectors for Claude and ChatGPT return for one connected organization; overdue invoices and a year-over-year profit comparison are both in reach. The self-hosted open-source package can also create invoices, contacts, and payments.

## Xero MCP options

Every fact in a row comes from the publisher's own documentation.

| Option | Audience | Reads or changes | Sign-in | Setup |
| --- | --- | --- | --- | --- |
| Xero connector in Claude `https://mcp.xero.com/mcp` Xero | Merchants | Reads profit and loss, balance sheet, cash position, aged receivables and payables, invoices, bills, contacts, purchase orders, bank account transactions, and tracking categories for one connected organization. Read only | OAuth sign-in | [Setup guide →](https://central.xero.com/s/article/Connect-Xero-using-the-Xero-connector-in-Claude?userregion=true) |
| Xero plugin for ChatGPT Xero | Merchants | Reports profit and loss, cash position, outstanding invoices, and top customers with flexible date ranges and year-over-year comparisons, linking back to Xero for detail. Read only | OAuth sign-in | [Setup guide →](https://openai.com/business/plugins/xero/) |
| Xero MCP Server, self-hosted Xero | Developers | Self-hosted npm package that lists and creates contacts, invoices, credit notes, quotes, items, payments, manual journals, and bank transactions, runs profit and loss, balance sheet, and trial balance reports, and manages payroll timesheets (NZ and UK); needs a Xero developer app. Can write | OAuth sign-in | [Setup guide →](https://github.com/XeroAPI/xero-mcp-server) |

## Connect Xero to your assistant

Each card lists the servers whose setup guide covers that assistant.

### Connect Xero to ChatGPT

- [Xero plugin for ChatGPT →](https://openai.com/business/plugins/xero/) [Add from ChatGPT's plugin directory](https://openai.com/business/plugins/xero/)

### Connect Xero to Claude

- [Xero connector in Claude →](https://central.xero.com/s/article/Connect-Xero-using-the-Xero-connector-in-Claude?userregion=true) [Add from Claude's connector directory](https://claude.com/marketplace/connectors/xero)
- [Xero MCP Server, self-hosted →](https://github.com/XeroAPI/xero-mcp-server)

### Connect Xero to Cursor

- [Xero MCP Server, self-hosted →](https://github.com/XeroAPI/xero-mcp-server)

## Other ways to reach Xero data

- [Xero Accounting API overview →](https://developer.xero.com/documentation/api/accounting/overview/)

## One MCP server per tool still can't answer a cross-channel question.

Each server brings its own sign-in, its own definition of revenue, and data your assistant can't join to the rest.

SourceMedium connects 63 commerce and marketing sources, keeps one set of maintained definitions, and gives ChatGPT, Claude, and other assistants a single connection to all of it. Xero is not a SourceMedium source today.
## More in Payments and finance

- [Adyen MCP server →](https://sourcemedium.com/mcp-directory/adyen/)
- [Avalara MCP server →](https://sourcemedium.com/mcp-directory/avalara/)
- [Bill.com MCP server →](https://sourcemedium.com/mcp-directory/billcom/)